One of the benefits of living in Hong Kong is the easy access to a large range of great holiday options. Although i've made quite a few short trips around Asia in the last couple of years, i've still barely scratched the surface on the places i'd like to see.
Holidays and travel is one area of expenditure i'm quite happy to increase. I made the mistake last year of not really planning anything, and ended up drifting through the year only managing to squeeze in a few long weekends & family visits.
This year i'm going to make a conscious effort to plan ahead and organise some trips to new places throughout the year. I'm expecting a busy year with work and probably won't be able to take a prolonged break, but will certainly be able to take at least a week each quarter, along with a few odd days here and there.
I've budgeted for 4 trips this year, and i'm determined not to under-spend on this part of my budget again!
Showing posts with label About me. Show all posts
Showing posts with label About me. Show all posts
Friday, 8 February 2013
Thursday, 1 November 2012
Some background information
I'm an early 30's male living & working in Hong Kong. I have no family of my own, so i'm financially independant at this stage in my life.
I have a keen interest in economics and financial markets, and a vested interest in making sure my own finances perform to their full potential. I'm naturally risk-averse (and we'll explore the advantages and challenges this presents in future posts) but a combination of low & negative real interest rates and expectations of continued inflation are making me more inclined to explore a wider range of investment options.
This blog was inspired after accidentally stumbling across the world of personal finance blogs. Reading the stories and plans of others made me realise that (a) i was drifting along with no real financial goals & objectives, and (b) the decisions i make now will greatly affect my future. Whilst i appreciate this is all common sense, sometimes you just need a moment of realisation!
I have a keen interest in economics and financial markets, and a vested interest in making sure my own finances perform to their full potential. I'm naturally risk-averse (and we'll explore the advantages and challenges this presents in future posts) but a combination of low & negative real interest rates and expectations of continued inflation are making me more inclined to explore a wider range of investment options.
This blog was inspired after accidentally stumbling across the world of personal finance blogs. Reading the stories and plans of others made me realise that (a) i was drifting along with no real financial goals & objectives, and (b) the decisions i make now will greatly affect my future. Whilst i appreciate this is all common sense, sometimes you just need a moment of realisation!
My first blog
Welcome to My Investment Blog!
After drifting along financially for my first 10 years in full time employment, I've decided to share my financial expreiences with anyone who cares to read it. My reasons for blogging are twofold:
1) To focus my mind - i'm hoping that by setting goals, sharing my thoughts & actions, and tracking progress, it will encourage me to think rationally before making decisions;
After drifting along financially for my first 10 years in full time employment, I've decided to share my financial expreiences with anyone who cares to read it. My reasons for blogging are twofold:
1) To focus my mind - i'm hoping that by setting goals, sharing my thoughts & actions, and tracking progress, it will encourage me to think rationally before making decisions;
2) To give me something tangible to look back on and see where i got it right or wrong - hindsight is a wonderful thing!
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