Wednesday, 27 February 2013

February 2013 Review

February saw my positive start to the year continue, with a net worth increase of 1.6% for the month.

My investment portfolio continued its positive trend, increasing by just over 1%.  The ETFs performed well, despite a few volatile days around the Italian election.  There were no major new investments in the month apart from a small standing monthly purchase of the HK index tracker.  Gold fell by around 4%, which limited the growth of the overall portfolio.

My pension funds also continued their positive run, increasing by around 1% on top of the monthly contributions.

My property was occupied, and the tenant agreed to stay for another year at the same rent. I expect some maintenance costs to come through in March or April as a few issues have recently emerged, nothing too serious though.

Cash balances increased with a much healthier savings rate for the month, expenses were broadly in line with plan. Cash remains above target and is expected to grow with a couple of positive one-offs expected in March. I remain on the lookout for more investment opportunities.

On a year to date basis, my net worth has increased by 3.4%.


  1. Hello,
    I've recently came across your blog and I must say I found it very educational.
    I was just wondering if you could do a blog entry on the different solutions out there to managed a portfolio. Go through a bank (Wealth management,etc.) , specialised institution (life insurance, etc.) , order passing tool (Interactive brokers, etc.).
    I'm sure it could interest the readers to have an idea on what are the most convenient with the less fees.
    Thanks a lot,
    A loyal reader.

  2. Hi Ben, thanks for your support. I'll do a post on this. I'm not an expert on all the options but i can explain how i approached it.